Suwon City Integrates Citizen Safety Insurance and Bicycle Insurance

[Suwon Ilbo=Reporter Seo Dong-young] The 'Citizen Safety Insurance,' which provides insurance benefits to all Suwon citizens, and the 'Suwon Citizen Bicycle Insurance,' which provides compensation in the event of a bicycle accident, have been merged into the 'Suwon Citizen Safety Insurance.'

Suwon City joined the Citizen Safety Insurance in April last year, which allows all citizens with resident registration in the city (including registered foreigners) to receive free insurance benefits without separate insurance enrollment. The similarly-natured Suwon Citizen Bicycle Insurance has been enrolled annually since 2012.

To enable citizens to utilize insurance more conveniently, the city integrated bicycle insurance into the Citizen Safety Insurance starting in January this year. The city enrolled in the new Citizen Safety Insurance on the 1st, with the coverage period extending through December 31 this year.

Insurance benefit items include: ▲Death from natural disasters ▲Death or residual disability resulting from explosions, fires, building collapses, or landslides ▲Death or residual disability from injury during public transportation use ▲Death or residual disability from robbery-related injuries ▲Treatment costs from accidents ▲Death or residual disability from terrorism ▲Property liability compensation for bicycle accidents ▲Diagnostic allowance, hospitalization allowance, and criminal settlement support for bicycle accidents, among others.

Compensation limits are up to 15 million won in case of death, and residual disability benefits are paid at different rates depending on the degree of disability.

The 'Treatment Cost Support for Accidents,' first introduced nationwide by the city, provides treatment cost payment when citizens are injured at city-managed facilities (roads, parks, buildings, etc.). Up to 5 million won per person can be received as actual loss compensation. Treatment costs for accidents involving motorized bicycles (excluding commercial use; household-use motorcycles 125cc and below) are also supported.

All citizens with resident registration in the city can receive benefits without a separate insurance enrollment process. However, per Article 732 of the Commercial Act, citizens under age 15 are excluded from death coverage. Citizens with individual insurance policies can receive duplicate coverage. The insurance beneficiary is the individual themselves, and upon death, insurance payments are made to legal heirs. Insurance claims must be filed within 3 years from the date of the accident to receive compensation.

Contact the Samsung Fire & Marine Insurance Consortium Compensation Center (02-2135-9453), prepare supporting documents according to their guidance, and file the insurance claim directly. A confirmation letter issued by the city must be attached.

An official from the city's Citizen Safety Division said, "Through enrollment in the Citizen Safety Insurance, citizens affected by disasters and safety accidents will be able to receive economic assistance," and added, "Please carefully review the compensation details, and if applicable, be sure to file for compensation."

※Insurance Claim Procedure Guidance

Samsung Fire & Marine Insurance Consortium Compensation Center (02-2135-9453),
Suwon City Citizen Safety Division (031-228-2937), Jangan-gu Living Safety Division (031-228-5487),
Gwonseon-gu Living Safety Division (031-228-6168), Paldal-gu Living Safety Division (031-228-7481),
Yeongtong-gu Living Safety Division (031-228-8953)